Snap Finance

Spread the cost of your sofa with Snap Finance

Repayment options to suit everyone. Representative 29.9% APR

Spread the cost up to 36 months or pay in 4 installments and Snap Finance will cancel any interest*

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the ‘Pay in 4’ Period.

Flexible repayment options available. Choose weekly, fortnightly, every four weeks, or monthly.

Who are Snap Finance?

Snap Finance offers point-of-sale loans that are up to 36 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled. They are flexible and your payments can be too.

Representative example:

Cash Price £1,200

Deposit £50

Loan Amount £1,150

Annual Fixed Rate Interest 26.47%

Monthly Payments £46.85

Term 36 months

Total payable £1,736.60

Representative 29.9% APR

Check Your Eligibility Without Affecting Your Credit Score!

Please note: A hard credit search will be required at the point of completion of your loan.

What is Pay in 4?

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled.

If payday is right around the corner but your purchase can’t wait, let Snap pay for it, then settle within 4 months!

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

Eligibility Criteria

Please note: Please take a look at the criteria below that makes you eligible for a Snap Finance loan today:

Credit is subject to status and affordability. Terms & Conditions Apply. Comfy Sofa Limited trading as Distinctive Chesterfields is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.